Find the best dental insurance to protect against unexpected treatment costs. Compare top UK providers, coverage options, and prices to find the right plan for your needs.
Spread the cost of dental treatment with predictable monthly payments instead of large unexpected bills.
Choose from a wider network of private dentists and avoid long NHS waiting times.
Protection against expensive procedures like crowns, root canals, and emergency treatment.
Access to premium materials and advanced treatments not available on the NHS.
Use our calculator to estimate whether dental insurance could save you money based on your expected dental needs.
Major treatments (crowns, root canals) typically have 12-month waiting periods. Fillings usually have 6-month waiting periods.
Pay-as-you-go at private prices
£300 premium + £excess fees
Based on your expected needs, paying directly would cost approximately £75 less per year. However, insurance may become worthwhile in year 2+ when waiting periods end and major treatments are covered.
* Estimates based on typical UK private dental prices and standard insurance terms. Actual costs vary by provider and policy. Always check your specific policy details.
We've compared the leading dental insurance providers to help you find the best cover for your needs and budget.
Up to £1,500 per year
Varies by plan
Up to £1,000 per year
Up to £1,000 per year
Up to £1,500 per year
Whether dental insurance is worth it depends on your individual circumstances. Here's what to consider:
Let's say you pay £25/month (£300/year) for dental insurance:
Note: Insurance becomes more valuable if you need major work like crowns (£500-£1,200), root canals (£400-£900), or emergency treatment.
Check the maximum amount you can claim per year. Higher limits mean better protection but usually cost more. Most policies range from £500 to £1,500 per year.
Most policies have 6-12 month waiting periods for routine treatment. Emergency cover is usually immediate. Look for shorter waiting periods if you need treatment soon.
This is what you pay towards each claim. Lower excess means higher premiums. Consider your budget and how often you visit the dentist.
Check what's covered: routine care, major work, orthodontics, cosmetic treatment. Make sure the policy covers the treatments you're most likely to need.
Some plans require you to use specific dentists, while others let you visit any private dentist in the UK. More flexibility usually means higher costs.
Check if there are age limits for taking out cover or if premiums increase with age. Some providers have upper age limits or higher costs for older customers.
Once you've chosen your dental insurance, find the perfect dentist to use it with. Compare prices, read reviews, and book appointments with dentists in your area.
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